Good Business in Bad Economy!

After most of the people money had been evaporated 60%, there is a need for some of us to find another source of cash to settle the Credit card payment. Unless you do not have any credit payment.

If you have HKD30,000.00 unsettled amount under Hang Kung Bank VISA account, if you pay for the minimum payment every month, under such an interest rate of 33% propably you need another 30 years to clear off the debt.

A friend of us had an monthly income of HKD20,000 you know he has unsettled Visa payment of HKD400,000.00! I do not see any way he can settle it... So Simpson Brothers, AU Finish, DBX or Chu E financial company could be the untimately winner...for your properties

Do not forget , all these company can EASILY loan you more for helping to settling the VISA...

But do nto underestimate the terms and condition for how many years and how much you have to pay them every month....

fever

Plastic Money

The concept of paying different merchants using the same card was invented in 1950 by Ralph Schneider and Frank X. McNamara, founders of Diners Club, to consolidate multiple cards. The Diners Club, which was created partially through a merger with Dine and Sign, produced the first "general purpose" charge card, and required the entire bill to be paid with each statement.

That was followed by Carte Blanche and in 1958 by American Express which created a worldwide credit card network.

Bank of America created the BankAmericard in 1958, a product which, with its overseas affiliates, eventually evolved into the Visa system.

MasterCard came to being in 1966 when a group of credit-issuing banks established MasterCharge; it received a significant boost when Citibank merged its proprietary Everything Card, launched in 1967, into Master Charge in 1969.

The fractured nature of the U.S. banking system meant that credit cards became an effective way for those who were traveling around the country to move their credit to places where they could not directly use their banking facilities.

In 1966 Barclaycard in the UK launched the first credit card outside of the U.S.

A smart card, combining credit card and debit card properties. The 3 by 5 mm security chip embedded in the card is shoThwn enlarged in the inset. The contact pads on the card enable electronic access to the chip.

Incard, Avesco is some of the supplier and pioneers in supplying Smart card with Display!

Some of them even testing using LED display with film battery embedded in.

Fever

Jaywalking in Hong Kong

Previous I had mentioned that more then 90% of Hong Kong Peoples would go jaywalking at red traffic light.

I think the figure should be more than 98% day time, and 99.99% at night!

All I can blame is the Social Education is not as good as enough as we need.



Fever

How to refuse the telesales calls?

1. I am at the meeting.

2. I am in the loo, can you call me after 10 minutes, or SMS your phone contact to me

3. Shhhh! I am at midst of presenation...

4. Well, I am broke, if you want to send me money, this is the account in Hang Sank Bank

028-128-1668

5. Sorry I am going to make a bungee jump...call me 5 minutes later!

6. I am diving at Virgins Island, my handphone is not a waterproof version, please send your pitch by mail to my address; No. 1, Heaven Rooad, Hong Kong.

7. I had just been laid off, can you arrange me to have a job in your company?

8. This is not my handphone number, belongs to my colleague Peter Pan, his is at the meeting, Can I take the message?

9. I'm on board the Air Force One, I can not take any calls!

10. I am in the control room of USS Natutilus, Call me after I go surface 2 weeks later!

...

fever

End of the World: 21st., Dec., 2012

On December 21, 2012, the Mayan calendar will complete its thirteenth cycle. According to the Mayan belief system, the world will end.

And if you don’t believe the Mayans, you can check in with The Bible Code, The Nostradamus Code, or The Orion Prophecy, all of which predict planet-wide doom. Then again, maybe the year 2012 is just a new opportunity.

Could 2012 bring us good things instead of bad?

•Addresses Mayan predictions about global warming and climate change• Includes a glossary of terms and symbols, resources for a changing world, and exercises to assist the reader in their journey• The existence of almost 600,000 websites on 2012 indicates a huge fascination with this subject.

One of them is http://www.december212012.com/

fever

2009, An acidic test for human Character

Since The breakdown of the USA economy triggered by the bankrupt of Lehman Brothers... The world has gone into a darkest time...

Some of the Hong Kong Celebrities had committed suicides recently, most of them are rich and middle class people who has lost their wealth by 40-7-% as an average figure...whilst the poor is still the poor.

Some of the people will try to find dirty money by misconduct or by fraud reimbursement on their expenses report... just for a few thousand dollars and was discovered and immediately been terminated by the company. It happened in some of the companies...

Poor is not a sin, but dishonest cheating is a serious crime...well, I am not a crime analyist. Somehow I do nto understand why they did that?

Somehow I think we can not sleep well if we cheated someone...This is the beauty of the people borne in the Rooster year: hard working, honest, may be poor but we are Happy!

Hope that we can learn from all these people who had not learnt from the crime..

One day, we will come out of the dark cloud....

Do not worry! be happy!

PS

year of Rooster: 1921, 1933, 1945, 1957, 1969, 1981, 1993, 2005.

fever

Beautiful natural scenery in Hong Kong

This is part of Sai Kung where we used to walk along from Pak Tam Chung to Pak Tam Au... pasing through teh Logn Ke beach and we can see such beautiful rock of nature...

fever

Good quality Never Go Out of Fashion

This is a pair of Florsheim Imperial shoe I bought in Bo Sing shoes at Ocean terminal in 1976.

with HKD600.00... I have been using it for more than 32 years.

This is a standard item in the US president’s wardrobe.

I can see that the quality of imperial is not as good as before...

I just want to say is that Quality never die and one major concern for shoe is Comfort, long lasting and elegant. Or would some of them gradually becoming a collectible item?


PS

In 1892, Milton Florsheim began producing shoes in a small factory located in Chicago, Illinois. The first pairs of Florsheim shoes made by Milton and his father, Sigmund, were a remarkable combination of style, comfort and high quality workmanship.

fever

A Bull in a china shop

This proverb is wrong!

As some one has proven it by sending bulls into shelves loaded with china.

The bulls do not crash onto the shelf at all!

Kick the link and see!

Well, may be "A monkey in china shop" is more appropriate!

Fever

Hi Fi maniac and Music Lover

There are debate between Transistor and vacuum tube.

There are debate between CD and Vinyl

Between Thiel and Harbeth,

Between Rockport and Tannoy!

Betweeen 1944 WE300B and 1955 2A3,

Between Mark Levinson LNP2 and No.32.

Nevertheless, these things are made for purpose of music reproduction.

A Malyaisan Hi Fi dealer Sunny told me: well if you can not hear the difference between the Vinyl and CD under the same artist, and title! Congradulations! you do not have to bother, go ahead to enjoy you CD... forget the turntable!

The ultimate happiness and satisfaction is from enjoying the music through the media no matter transistor, vacuum tube, $47,000.00 for a power cable, or a 40 dollars China made 12AX7 Vacuum tube.. so long if you find the happiness... that is OK!

Human is insatisable and Audiophile people used to go further for pursue high quality music and sound reproduction through the upgrade of Hi Fi system. Do not go into thie commercial trap!

as I can say that in 1970, the world has created the best of music recording system, and the world best reproduction sytem... 1970 till now, we are just trying to fool ourselves around in packaging the music recording formats 8 track, CD, DAT, DCC, DAT, Mini disk, MP3....changing the amplifier, loudspeaker in such a way for marketing it for different kind buying levels and need

The end result is same: worst that those music could be rerpodcued in 1970~

if one had experience Hi Fi for more than 40 years they understand this game.

I see a lot of people changed his loudspeadker every year, well, he can not find the best the loudspeaker can reproduce the music as normally a new loudspeaker requires 500 hours for run in.

If you listen 6 hours a week, the loudpseaker is till harsh when it is sold to the second hand shop!

The next buyer will be the beneficiary of your loudspeaker!

A see some people who has 100 dollars value of Hi Fi equipment. but 1 dollar of LP or CD!!

Well, I saw one music lover Kelvin, his equipment is 100 dollars but his CD collection worth more than 200 dollars! He has a good ear for Hi Fi audition!

Fever